What is the True Cost of the Elimination Period?
Examples Based on a $230.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$41,400
$20,700
$13,800
$6,900
$0
53
$43,470
$21,735
$14,490
$7,245
$0
54
$45,644
$22,822
$15,215
$7,607
$0
55
$47,926
$23,963
$15,975
$7,988
$0
56
$50,322
$25,161
$16,774
$8,387
$0
57
$52,838
$26,419
$17,613
$8,806
$0
58
$55,480
$27,740
$18,493
$9,247
$0
59
$58,254
$29,127
$19,418
$9,709
$0
60
$61,167
$30,583
$20,389
$10,194
$0
61
$64,225
$32,112
$21,408
$10,704
$0
62
$67,436
$33,718
$22,479
$11,239
$0
63
$70,808
$35,404
$23,603
$11,801
$0
64
$74,348
$37,174
$24,783
$12,391
$0
65
$78,066
$39,033
$26,022
$13,011
$0
66
$81,969
$40,985
$27,323
$13,662
$0
67
$86,068
$43,034
$28,689
$14,345
$0
68
$90,371
$45,186
$30,124
$15,062
$0
69
$94,890
$47,445
$31,630
$15,815
$0
70
$99,634
$49,817
$33,211
$16,606
$0
71
$104,616
$52,308
$34,872
$17,436
$0
72
$109,847
$54,923
$36,616
$18,308
$0
73
$115,339
$57,669
$38,446
$19,223
$0
74
$121,106
$60,553
$40,369
$20,184
$0
75
$127,161
$63,581
$42,387
$21,194
$0
76
$133,519
$66,760
$44,506
$22,253
$0
77
$140,195
$70,098
$46,732
$23,366
$0
78
$147,205
$73,602
$49,068
$24,534
$0
79
$154,565
$77,283
$51,522
$25,761
$0
80
$162,293
$81,147
$54,098
$27,049
$0
81
$170,408
$85,204
$56,803
$28,401
$0