How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,1051
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,105
$230
9
53
$4,210
$242
17
54
$6,315
$254
25
55
$8,420
$267
32
56
$10,525
$280
38
57
$12,630
$294
43
58
$14,735
$309
48
59
$16,840
$324
52
60
$18,945
$340
56
61
$21,050
$357
59
62
$23,155
$375
62
63
$25,260
$394
64
64
$27,365
$414
66
65
$29,470
$435
68
66
$31,575
$457
69
67
$33,680
$480
70
68
$35,785
$504
71
69
$37,890
$529
72
70
$39,995
$555
72
71
$42,100
$583
72
72
$44,205
$612
72
73
$46,310
$643
72
74
$48,415
$675
72
75
$50,520
$709
71
76
$52,625
$744
71
77
$54,730
$781
70
78
$56,835
$820
69
79
$58,940
$861
68
80
$61,045
$904
68
81
$63,150
$949
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $230/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.